New York Insurance Pre Licensing Course Options
Compare course prices and choose the right New York license track.
Use this New York insurance pre licensing course comparison to review 8 school options, DFS hour requirements, discounts, and PSI exam prep before you enroll.
| # | School & fit | Format · Access | List price▾ | Discount workflow | Final price▾ | Go to school |
|---|---|---|---|---|---|---|
| 1 | RealEstateULowest Price Best for lowest New York starting price | Online Self-Paced 1 year access 9 packages | $99.00 List price | CERTLAUNCH Paste at checkout | $79.20 save $19.80−20% | Enroll at RealEstateU |
| 2 | WebCE Best for WebCE course bundles with partner pricing | Online Self-Paced 90 Days; one optional 90-day extension for $50 access 3 packages | $109.95 List price | ✓ Auto-applies at checkout | $98.96 save $10.99−10% | Enroll at WebCE |
| 3 | XCELBiggest Discount Best for biggest partner-link discount | Online Self-Paced Partner Page access 6 packages | $199.00 List price | ✓ Auto-applies at checkout | $99.50 save $99.50−50% | Enroll at XCEL |
| 4 | Kaplan Financial Education Best for comprehensive study support | Online Self-Paced + live instructor options Flexible; OIL format for select packages access 10 packages | $139.00 Starting at | No discount code available | $139.00 no discount | Enroll at Kaplan Financial Education |
| 5 | ExamFX Best for video and live online exam prep | Online Self-Paced + video + Live Online 60 Days access 3 packages | $219.95 List price | Andrew@CertLaunch.com | $153.98 save $65.97−30% | Enroll at ExamFX |
| 6 | A.D. Banker Best for structured exam prep packages | Online Self-Paced + live web classes Flexible self-paced access 9 packages | $169.95 Starting at | No discount code available | $169.95 no discount | Enroll at A.D. Banker |
| 7 | On-Site Insurance School Best for local scheduled classroom training | In-person classroom + live webinar Scheduled class windows rather than evergreen self-paced access 3 packages | $395.00 Starting at | No discount code available | $395.00 no discount | Enroll at On-Site Insurance School |
| 8 | Bryant & Stratton College Best for college-based classroom structure | Live webinar / instructor-led scheduled classes Scheduled class windows rather than evergreen self-paced access 4 packages | $399.00 Starting at | No discount code available | $399.00 no discount | Enroll at Bryant & Stratton College |
How to choose a New York insurance pre licensing course
Start with the New York license line you actually plan to use. Life, Accident and Health candidates need different course coverage than Property and Casualty or Personal Lines candidates, and New York hour requirements can change by line or combined track. Do not choose only by the lowest price if the package does not match the exam you plan to take.
A useful New York course should make three things clear before checkout: the DFS-aligned line of authority, how you receive and save the course completion record, and what practice tools help you decide when to schedule PSI. Compare access length, practice exams, videos, live review, refund rules, and support contact options before you pay.
Life Accident and Health insurance license path
For a Life Accident and Health insurance license, confirm that the course covers life insurance, accident and health topics, annuities where relevant, New York insurance law, completion records, and final exam steps. If you are new to insurance or nervous about the licensing exam, a package with stronger guided review may be worth more than a bare-bones course.
Property casualty and personal lines path
Property, casualty, property casualty, and personal lines students should verify that the school supports the exact insurance license they want. Look for enough practice on policy forms, liability concepts, homeowners or auto topics, commercial coverage if relevant, and New York-specific rules before you schedule the state exam.
Department of Financial Services and PSI Services LLC steps
Use the New York State Department of Financial Services and PSI Services LLC instructions for the final licensing workflow, identification rules, exam registration, score reporting, and application timing. Course providers can help you prepare, but official DFS and PSI instructions should control the final steps.
New York course recommendations by student type
If price is the main concern, compare RealEstateU, XCEL, and WebCE first, then verify the final checkout total and included study tools. These can be good fits for students who are comfortable with self-paced online study and can keep themselves on a schedule.
If passing the state exam is your biggest concern, compare ExamFX’s higher package with live study options and Kaplan’s comprehensive study support before defaulting to the cheapest course. ExamFX can be a strong value for anxious first-time test takers because it combines self-paced access with live online study sessions and more guided review.
Best budget-first path
Choose the lowest-cost course only after confirming the license line, access period, completion certificate process, and practice-question depth. A cheap course is a poor fit if you will immediately need to buy extra exam prep.
Best exam-prep-first path
Choose a support-heavy package if you want live review, videos, readiness exams, or a clearer pass plan. This is especially helpful when your employer expects you to pass quickly or when you have been away from test-taking for a while.
Final checkout checks
Before paying, verify the provider page, package name, final price after any CertLaunch discount workflow, certificate timing, refund terms, and whether the course covers Life, Accident and Health, Property and Casualty, Personal Lines, or another New York line.
New York course content and exam-readiness checklist
Course content to verify before checkout
Review course topics, books or PDF materials, sample questions, exam simulator access, videos, live review availability, and support hours before you start. The best New York insurance pre licensing course is the one that helps you finish the required education and identify weak topics before exam day.
Completion and application handoff
After you complete the course, save the completion record, receipt, provider confirmation, and score report information for your licensing file. If your application record does not match right away, those documents make support conversations easier.
Life, accident, health, property, and casualty hour checks
Some New York insurance lines use different hour totals, including combined Life, Accident and Health or Property and Casualty tracks. Confirm the exact course requirement for the license line before checkout, then study until practice scores show you are ready for PSI.