How to Become a Real Estate Appraiser in Missouri (2026)
Missouri requires a <strong>high school diploma</strong> for all credential levels and has a unique CE rule: <strong>both</strong> the 7-hr USPAP Update and 7-hr Valuation Bias & Fair Housing are mandatory every renewal — 14 of 28 CE hours are fixed. Kansas City and St. Louis CG appraisers earn <strong>$85K–$115K+</strong>.
Trainee Education
$1,100 – $2,097
Time to Licensed
8 – 22 months
KC / STL CG Salary
$85K – $115K+
Exam Fee
$225 (Pearson VUE)
Missouri Appraisers Regulated by MREAC — Two Unique State Requirements
The Missouri Real Estate Appraisers Commission (MREAC) issues all four AQB credential levels. Two Missouri-specific rules: (1) High school diploma or equivalent required for all credential levels. (2) CE: both the 7-hr USPAP Update and 7-hr Valuation Bias & Fair Housing are mandatory every 28-hr biennial cycle — 14 hours fixed. Exam: Pearson VUE ($225).
Missouri's dual mandatory CE means 14 of 28 renewal hours are fixed regardless of your specialty. Budget for both the 7-hr USPAP Update Course and 7-hr Valuation Bias & Fair Housing every 2 years — approximately $200–$400 in required CE.
Top Missouri Appraiser Schools at a Glance
McKissock covers all four credential levels including Certified General. Champions covers Trainee through Certified Residential. CE Shop covers Trainee only.
1. McKissock LearningOnly CG Provider
All four MREAC credential levels. Full suite from Trainee Basic ($1,159) to CG Sub ($1,999). Livestream available (Summer 2026).
From $1,159
MO Trainee Basic (87 hrs)
2. Champions School of Real EstateLive Virtual Classroom
ChampionsLive! Zoom sessions. 87-hr Trainee $1,100; full 162-hr Licensed $1,950; 207-hr CR $2,429. No CG for Missouri.
From $1,100
MO 87-Hr Trainee (live virtual)
3. The CE ShopTop-Rated UX
Modern platform with live-online USPAP. Trainee Standard Package ($1,205) only — use McKissock or Champions for upgrades.
$1,205
MO Trainee Standard (87 hrs)
Best Missouri Appraiser Licensing Courses
All 3 schools are Missouri MREAC-approved. Price: Low to High.
Quick Price Comparison (Course Only)
Champions School of Real Estate
Live Virtual ClassroomStarting at
$1100
- MREAC-approved virtual classroom via ChampionsLive! (live Zoom)
- 87-hr Trainee, 162-hr Licensed, and 207-hr Certified Residential bundles
- 75-hr Licensed upgrade available for existing Trainees
- Live instructor-led — ideal for real-time learning preference
- ⚠️ No Certified General for Missouri — use McKissock for CG education
Available Packages (4)
MO 87-Hr Trainee Program
- Basic Principles, Procedures, USPAP, Valuation Bias, Supervisor/Trainee (87 hrs)
- Live Zoom virtual classroom
McKissock Learning
Only Full CG ProviderStarting at
$1159
- MREAC-approved for all four credential levels including Certified General
- Full suite: Trainee, Licensed upgrade, CR, and CG packages
- Livestream Summer 2026 (Sat/Sun Zoom) available for MO
- CE library includes both required MO CE courses (7-hr USPAP + 7-hr Valuation Bias)
- Instructor Q&A and live webinars with Subscription
Available Packages (12)
MO Trainee Basic Package (87 hrs)
- Basic Appraisal Principles (30 hrs)
- Basic Appraisal Procedures (30 hrs)
- 15-Hr USPAP
- 8-Hr Valuation Bias & Fair Housing
- 4-Hr Supervisory/Trainee Course
- 6-month access
The CE Shop
Top-Rated UXStarting at
$1205
- MREAC-approved for Missouri Trainee Appraiser level
- Live-online 15-hr USPAP + 8-hr Valuation Bias & Fair Housing included
- Proctored final exam included
- Trainee level only — use McKissock or Champions for Licensed, CR, and CG
Available Packages (1)
MO Trainee Standard Package (87 hrs)
- Basic Principles (30 hrs)
- Basic Procedures (30 hrs)
- 15-Hr USPAP Live-Online
- 8-Hr Valuation Bias & Fair Housing
- 4-Hr Supervisory/Trainee Course
- USPAP manuals + proctored final exam
Prices verified March 2026. Prices may change. Always confirm current pricing on the school's website before enrolling.
What Is a Missouri Appraiser License?
Issued by the Missouri Real Estate Appraisers Commission (MREAC), a Missouri appraiser license authorizes real property appraisals for federally related transactions. Missouri requires a high school diploma or GED for all credential levels and mandates both the 7-hr USPAP Update and 7-hr Valuation Bias & Fair Housing as CE every 2-year renewal cycle.
Trainee Appraiser
87 hrs
Supervised work only
Licensed Residential
150 total hrs
Non-complex 1–4 unit residential
Certified Residential
200 total hrs
All 1–4 unit residential, no limits
Certified General
300 total hrs
Commercial and all property types
Missouri Appraiser Credential Levels (2026)
| Credential | QE Hours | Experience | Degree | Renewal |
|---|---|---|---|---|
Trainee Appraiser 87 hrs · HS diploma required | 87 hrs | None (under supervisor) | HS diploma or equivalent | |
Licensed Residential First independent credential | 150 total hrs | 1,000 hrs / 6 months | HS diploma or equivalent | |
Certified Residential All residential; no restrictions | 200 total hrs | 1,500 hrs / 12 months | Bachelor's or 30 cr. hrs | |
Certified General All property types · McKissock only for MO CG | 300 total hrs | 3,000 hrs / 18 mo (1,500 non-res) | Bachelor's required |
HS diploma required for all levels. CE: 7-hr USPAP + 7-hr Valuation Bias both mandatory every cycle (14/28 fixed). Champions has no MO CG. Source: MREAC/AQB, 2026.
How Much Do Missouri Appraisers Earn?
Trainee
$40K – $54K
Under supervisor
Licensed / Cert. Residential
$62K – $80K
Missouri average
Kansas City / St. Louis CG
$85K – $115K+
Commercial appraisers
Typical Residential Fee
$350 – $600
Per residential appraisal in Missouri
Missouri Median Home Price
~$230,000
Zillow (Missouri, 2025) — KC/STL higher
Top Missouri Appraisal Markets
Income Disclaimer: Salary figures are estimates based on publicly available data and vary significantly by state, market, experience level, employer type, and individual effort. Past or average earnings are not a guarantee of future results. CertLaunch makes no income guarantees of any kind.
Sources:
Licensing requirements, exam fees, and course availability change frequently. Always verify current requirements with your state licensing board before enrolling or submitting any application. Learn how we source our data.
Is a Missouri Appraiser License Worth It?
👠Pros
- +Two School Pathways: Champions (live virtual, $1,100 trainee) and McKissock (self-paced, all levels) both serve Missouri.
- +Major Metro Opportunity: Kansas City and St. Louis are major Midwest metros with strong residential and commercial appraisal demand.
- +Affordable Entry: Missouri's ~$230K median home price means lower barriers for fee appraisers establishing an independent practice.
👎 Cons
- -Dual Mandatory CE: Both 7-hr USPAP and 7-hr Valuation Bias required every cycle — 14 of 28 CE hours are fixed each renewal.
- -HS Diploma Required: High school diploma or GED required for all Missouri credential levels — including Trainee.
- -No Champions CG: Certified General candidates must use McKissock — Champions has no MO CG program.
How to Become a Licensed Appraiser in Missouri
Complete 87-Hour Trainee Education
Complete 87 hrs of MREAC-approved QE. McKissock (Basic $1,159 / Sub $1,525 / Livestream $2,097), Champions ($1,100 live Zoom), or CE Shop ($1,205). All include required Valuation Bias & Fair Housing and Supervisory/Trainee courses. Missouri requires a high school diploma or GED for this application.
Secure a Supervisory Appraiser and Register as Trainee
Find a MO Certified appraiser; both complete the 4-hr AQB Supervisor/Trainee Course. Apply at pr.mo.gov/appraisers.asp with education proof, supervisor info, HS diploma/GED, and application fee (verify at MREAC). Begin accumulating experience hours.
Accumulate 1,000 Hours and Pass Pearson VUE
Log 1,000 supervised hours over at least 6 months while completing the 75-hr Licensed upgrade (McKissock $975 or Champions $950). Pass the Pearson VUE NULCE ($225, 75/125 passing). Renew every 2 years with 28 CE hours — both the 7-hr USPAP Update and 7-hr Valuation Bias are mandatory.
Missouri Appraiser License Requirements
Eligibility
- Age 18+
- High school diploma or GED required (all levels)
- Criminal history disclosure
- MO-certified supervisory appraiser required
Education
- Trainee: 87 hrs AQB-approved
- Licensed Residential: 150 total hrs
- Certified Residential: 200 total hrs
- Certified General: 300 hrs + Bachelor's
Exam & Fee
- Pearson VUE NULCE — $225 per attempt
- 150 total (125 scored); pass 75/125
- Not required for Trainee
- Verify application fees at pr.mo.gov/appraisers.asp
Missouri-Specific CE
- 28 hrs biennial CE required
- 7-hr USPAP Update — mandatory every cycle
- 7-hr Valuation Bias & Fair Housing — mandatory every cycle
- 14 of 28 hours are fixed regardless of specialty
Missouri Appraiser License Cost Breakdown
| Cost Item | Amount |
|---|---|
| Trainee QE (87 hrs) | $1,100 – $2,097 |
| MREAC Application Fee | VERIFY AT MREAC |
| Licensed upgrade (75 hrs) | $950 – $1,449 |
| Pearson VUE NULCE | $225 |
| Total Estimated Cost | ~$2,275 – $3,771+ |
All government fees are non-refundable. Verify current amounts with MREAC before applying.
The Missouri Appraiser Exam — What to Expect
Exam At a Glance
- Exam
- NULCE — National Uniform Licensing & Certification Exam
- Provider
- Pearson VUE
- Questions
- 150 total (125 scored + 25 pretest)
- Time Limit
- 4 hours
- Passing Score
- 75 (out of 125 scored)
- Exam Fee
- $225 per attempt
- Trainee Exempt
- Yes — no exam for Trainee
Key Exam Content Areas
- Appraisal Principles, Procedures, and Legal Concepts
- Market Analysis, Highest and Best Use, all three valuation approaches
- USPAP — ethics, competency, reporting (~20–25%)
About MREAC — Missouri's Appraiser Regulator
Contact & Resources
- Full Name
- Missouri Real Estate Appraisers Commission
- Website
- pr.mo.gov/appraisers.asp
- Phone
- (573) 751-0038
- Address
- 3605 Missouri Boulevard, P.O. Box 1335, Jefferson City, MO 65102
Key Missouri Rules
- High school diploma or GED required for all credential levels
- CE: 7-hr USPAP Update AND 7-hr Valuation Bias both mandatory every 28-hr biennial cycle
- Application fees: verify at pr.mo.gov/appraisers.asp or (573) 751-0038
- Champions MO: no Certified General program
- CE: 28 hrs biennial total; 14 hrs mandatory (7 USPAP + 7 VB)
How Long Does It Take? Realistic Missouri Timelines
Full-Time
8–12 months to Licensed
- 1.87-hr Trainee QE (3–5 weeks)
- 2.Apply Trainee with MREAC (HS diploma required)
- 3.75-hr upgrade + 1,000 hrs / 6 months
- 4.Apply Licensed + Pearson VUE ($225)
Part-Time
14–22 months to Licensed
- 1.87-hr QE evenings (8–16 weeks)
- 2.Apply Trainee with MREAC
- 3.75-hr upgrade + 1,000 hrs (12–18 months)
- 4.Apply Licensed + pass exam
Certified General
3–5 years total
- 1.300-hr QE + Bachelor's (McKissock only for MO CG)
- 2.3,000 hrs (1,500 non-res) / 18 months
- 3.KC/STL CG avg $85K–$115K+
- 4.Pass CG exam; apply to MREAC
Missouri's dual mandatory CE (7-hr USPAP + 7-hr Valuation Bias) starts from your first renewal — budget ~$200–$400 in CE costs every 2 years alongside the remaining 14 elective hours.
Ready to Launch Your Missouri Appraisal Career?
Step-by-step guidance on MREAC requirements, finding a supervisory appraiser, and passing the Pearson VUE exam — free to your inbox.
No spam. Unsubscribe anytime.
Explore More Licensed Careers in Missouri
Appraiser License Hub
Compare requirements across all 50 states
Missouri Real Estate License
Missouri pre-licensing & exam
Missouri Insurance License
Missouri insurance exam requirements
Missouri MLO License
20-hour NMLS course · SAFE exam
Illinois Appraiser License
Compare requirements
Kansas Appraiser License
Compare requirements
Missouri Appraiser License Renewal
28 CE hours every 2 years. Both the 7-hr USPAP Update and 7-hr Valuation Bias & Fair Housing are mandatory every cycle. Verify deadline and fee at pr.mo.gov/appraisers.asp or (573) 751-0038.
Biennial
Renewal Cycle
28 hrs / cycle
CE Requirement
14 of 28 hrs fixed
Mandatory CE
Frequently Asked Questions
Who regulates appraisers in Missouri?
MREAC (Missouri Real Estate Appraisers Commission). Contact: (573) 751-0038, pr.mo.gov/appraisers.asp, 3605 Missouri Blvd, Jefferson City, MO 65102.
Does Missouri require a high school diploma to become an appraiser?
Yes — a high school diploma or GED equivalent is required for all Missouri credential levels, including the Trainee Appraiser. Have documentation ready with your application.
What is Missouri's dual mandatory CE requirement?
Missouri requires both the 7-hr USPAP Update Course AND the 7-hr Valuation Bias & Fair Housing course every biennial renewal — 14 of your 28 CE hours are fixed regardless of specialty.
Should I use McKissock or Champions for Missouri?
Both are MREAC-approved. Champions' live Zoom sessions start at $1,100 (Trainee). McKissock offers self-paced courses and covers Certified General — Champions does not offer MO CG.
How much do Missouri appraisers earn?
Licensed/CR: $62K–$80K average. Kansas City and St. Louis CG appraisers: $85K–$115K+.